Feature List

Protect your loot with TBDeathInsurance! Choose flexible plans, designate heirs to retrieve your gear, and ensure your legacy survives.

Features

• 📜 Flexible Insurance Plans
  Admins can configure multiple insurance packages with varying durations, prices, currencies, cooldowns, and conditions to suit different playstyles.

• 👥 Heir System
  Players can designate specific other players (or themselves) as heirs with a configurable maximum number of heirs. Only designated heirs can retrieve the insured equipment from the Estate Administrator.

• 🔒 Secure Recovery
  Items are securely stored in virtual storage upon death and can be retrieved via a dedicated interface, preventing corpse camping, theft, or server cleanup loss.

• 💰 Economy Integration & Multi-Currency Support
  Fully integrated with the server's economy system. Each insurance plan can be priced in its own custom currency (configured in TBLib's CurrencyConfig), displaying player balances per currency.

• 🛡️ Item Blacklist with Wildcards
  Admins can configure an item blacklist to prevent rare, overpowered, or event items from being insured. Supports wildcard matching (*) to easily blacklist entire item categories or modded weapon families.

• 🤖 Flexible Interaction Points
  Place interactive insurance terminals/trading machines or custom NPCs anywhere across your map for players to access the insurance and estate retrieval menus.

• ⚙️ Customizable Conditions & Death Logic

  • 📸 Snapshot Insurance: Option to insure only the items present in cargo and inventory at the exact moment of purchase.
  • 🚫 Hand Item Control: Option to include or exclude items currently held in hands from insurance coverage.
  • ⏳ Duration & Reusability: Policies can be configured to expire after a single death, or remain active for a specified duration across multiple deaths.
  • ⏱️ Death Looting Delay: Configurable timer before items transfer to virtual storage after death, giving teammates or enemies a fair window to loot the corpse.
  • 🎒 Cargo Packing: Option to pack and store all items within the cargo of main wearable items.

• 🎁 Starter Policies & Economy Balance

  • Automatically assign a default starter insurance to new players.
  • Configure maximum free insurance counts and global or per-plan purchase cooldowns.

• 🗑️ Case Management & Deletion Protection

  • Insurance cases automatically expire and clean up from disk after a configurable retention time.
  • Option for admins to hide the "Delete All Items" button in the menu to prevent players from accidentally deleting unrecovered gear.

• 🌟 Premium Support & VIP Tiers
  Create exclusive VIP insurance tiers restricted to players with premium status. Reward your supporters with special insurance packages that offer better conditions, longer durations, or reduced costs.

  • 🥇 Gold Coin: Activates Premium status for 30 days.
  • 🥈 Silver Coin: Activates Premium status for 7 days.
  • 🥉 Bronze Coin: Activates Premium status for 1 day.
  • 🎟️ One-Time Coin: Grants permission to purchase a single insurance policy.

• 🎨 Modern User Interface & Admin Tools

  • Clean, responsive dark UI featuring custom audio toggles, live item tooltips, and instant item search.
  • In-game Admin Menu to reload configuration and player data dynamically without server restarts.